P.S.A: Quit the Gimme, Gimme

Lying, spitting, and smoking make it to my Top 5 Pet Peeves list. There’s another that REALLY irks me, but I don’t hear too many others complaining about it.

Borrowing.

I got a lot of reasons to dislike this (and i’m fully aware I only listed 4 peeves). To the point where I’ve established a no-borrowing policy that I often re-iterate to those who ask me. Maybe you find this selfish. “But what’s wrong with helping others if you have it?”

I won’t say that I NEVER do it. I’ve grudgingly obliged at times when family members REALLY needed it. But I strongly believe against it and I don’t do it myself because I believe it’s a selfish thing to ask of somebody, ESPECIALLY since 99% of the time, they don’t REALLY need it.

Remember the current economic climate of our country, with the majority of us living paycheck-to-paycheck, and an overwhelming many collecting roommates and AirBnB-ing our extra spaces for additional income. A rich man likely won’t notice some missing funds; do they even online bank regularly? But if you ask the average American to borrow $100, it’s not exactly a small amount of money to temporarily part with. It’s exactly BECAUSE of our country’s economic climate that when emergency expenses pop up, we’re unprepared. Unexpected accidents, random government bills and unpredictable circumstances do arise, yes. And I get it; sometimes you just don’t have it and if your credit is also shot, you’re in a bad spot. Good financial responsibility dictates that one SHOULD have an emergency savings account for things like this, but understandably, it’s difficult to build one up. But I can count on one closed fist the amount of times people have asked to borrow money from me that were actual emergencies.

You’re going on a cruise and forgot to budget in your flight to the cruise so you can make it to your vacation? Not an emergency.

You want to visit some dude you’ve been seeing but don’t have enough money for the Metro North ride so you asking me? Not an emergency. (Why isn’t the guy paying for you??)

Your sister (who I never met) is asking to borrow money from YOU because she’s already borrowed too much from ya’lls parents and YOU don’t have it to lend her so you asking ME to lend to YOU to lend to HER? Helll nahhh, KEEP ME OUT THAT DAMN CIRCLE PLEASE.

When did we become so entitled to asking people to part with their hard-earned cash (and trust me, if you work in today’s world, it’s hard-earned) for our frivolities? And so selfish that we’re not even ashamed to do so?

Those who borrow like it’s nothing: How do you think the person who has the money you’re borrowing from, has it at all in the first place? Maybe they got this good ass job with an awesome salary so they have a cushy bank account. That could be it. But more than likely (since most of us DON’T have that), they’re practicing the good financial habits you’re not. They’ve put in the work to build up a savings account to have for emergencies. Their emergencies, not yours. They’ve cut back on the things you didn’t. They’ve stopped eating out as much or ordering take-out, made a conscious effort to buy less shoes and clothes, fancy lattes and liquor. They budgeted and went without some things they wanted to attain some non-paycheck-to-paycheck security for themselves.

THAT. SHIT. IS. NOT. EASY.

And this is why, when you come with your hand out after you bought all the shit we’ve restrained ourselves from buying, it’s a slap in the face. Because even though we know it’s easier to spend than save, we’ve done the hard part of sacrificing, not through magical superpowers but by exerting self-control, and you could damn well do the same too. But you choose not to because you’d rather have the things you want when you want them, without sacrifice.

Do you ever think that the person you’re borrowing $200 from now has $200 less to manage in their bank account even if they’re getting it back in a month or so? Probably not. But imagine someone came to you and borrowed $200. The fact that you have to borrow yourself, means you’d be in quite a jam and something essential probably ain’t getting paid that month. We all have the same bills. Rent, food, electricity, transportation. Some choose to have excess bills they can’t keep up with. Some WITHOUT these bills still find the need to borrow. The only person I’ve ever borrowed from really was my mom. And that was to help pay off my student loans. A decade ago.

I went through that struggling period that most of us do, where I was overworked on a $450/biweekly paycheck, making ends meet off a retail cashier’s paycheck. And not once did I ask to borrow some extra cash to “have a good time.” I saw coats I fell in love with that I couldn’t buy (damn you Hootenanny). Restaurants I couldn’t eat at. Events I could not go to. I sunk into a pit of depression, then worked my ASS off to crawl out it, because it was not someone else’s responsibility to make those things happen for me. And I didn’t WANT anyone to feel SORRY for me and give me a handout either.

Let’s not act not like we all don’t want to go on that vacation. Or get those shoes we really like. Or go out and be a baller one night on the town. We all deserve it. But we shouldn’t be asking people to fund that shit for us as a loan.

I had an ex who asked to borrow money from me for everything: weed, liquor, cat food, groceries, a new $200 watch to look good on vacation, dinners out, a cabin rental for HIS friends to hang out, a new video game that he couldn’t wait until the end of the month to get. I even funded multiple trips for us where I picked up the tab on everything up front (Universal, Otakon, Boston) simply because he didn’t have it. He never did. God forbid if I hadn’t been on top of my money and an emergency had happened (and there were a few) we would have been up shit’s creek without a financial paddle, screwed on rent, screwed on trips, screwed on life. I had to budget for “twos” at all times, as if I was the sole provider of the household and not dating another adult with a higher salary than me. That kind a silent pressure builds up like you don’t even realize the more you get taken advantage of this way.

Now I may feel strongly about this, but I’m not a tyrant. There are innocent reasons to borrow. Maybe you’re out with a friend and they find this *Insert Rare Quest Item* they’ve been after for awhile now and don’t have the money for it on them but goddammit IT’S ON SALE NOW. Perhaps you’re a parent and you find the season’s sold-out “Tickle-Me-Elmo” that will make your kid’s Christmas day in an out-of-the-way store and you can pay your cousin back on the next paycheck if they spot you for it now (that is love). Maybe there’s a trip/event/experience coming up that someone would LOVE, but they didn’t budget for because they didn’t realize it was happening and you want them to join in on the fun too. Maybe your cousin is just having a rough time with life and you just wanna spot them for the night and help them feel better.

But if you’re someone who makes a HABIT of borrowing from others on a consistent basis, you need to re-evaluate your situation because you’re living above your means and counting on others to help support your lifestyle. It means you need to look back and see what you bought the past month that you really didn’t need (and trust me, you WILL find things you did NOT need). And if you’re not willing to do that, and would rather burden someone else with helping you out because it’s the easier route, you are lazy and selfish and unwilling to sacrifice as an adult should.

It annoyed me to no end that my ex would order clothes, indulge in all the world’s vices, insist on ordering lobster dinners and $80 meals on Seamless, then ask me to fill in the salary gaps until he could make it to the next check (why the fuck wouldn’t you budget properly??). Now it’s never my business what others do with their own money (so long as you’re not coming for handouts after you recklessly spent your shit on something stupid). As long as you can handle your business, go crazy; spend all your extra cash on Amiibos, sunglasses, Groupon experiences, premium Patreon packages, whatever. But don’t count on someone else to help you make it through life because of it.

I like where I am in life right now. I work for an awesome remote company. I’m lucky enough to be able to afford my own apartment in NYC without roommates (oh thank God). I’m trying and maybe failing to build up a Roth IRA for the future, a savings account for unexpected expenses, and a checking account cushion so that I don’t need to count the days till my next paycheck. I avoid fancy restaurants, try to cook at home as much as possible to save money, and leftovers are my life. I don’t buy expensive handbags or shoes, and shop at places mostly when the 50% off sales are going on, unless it’s Marshalls, TJ Maxx, or Forever 21 (and I still go for the clearance sections there). I know when to NOT buy that $3 hot dog or soft drink off the cart vendors or at the gourmet deli because the cart or bodega two avenues down got it for $1-$2 less (Don’t buy sodas from 7-11 in New York, guys, it ain’t worth it!!).

I’m not jet-setting around the world (unless my job is sending me), but I try to plan a vacation on my own maybe once a year. And hell, that only started a year ago. And I’m not hitting the bars or clubs every Friday at the end of the week racking up $100 bar tabs. I’m frugal with my spending so that when I see something I REALLY want or something I would LOVE (or when the stupid medical bills come in from that thing you didn’t really need to go in for), the money is there for me. Not the person who wants to borrow it from me. I attained a level of independence for myself so I could remain self-sufficient and rely on no one; not so I could play the Monopoly banker making sure there’s enough for everyone else’s luxuries.

I never expect a standard from anybody that I don’t live up to myself. I live below my means so I don’t owe anybody shit.

Pun intended.

Remember that old line adults always told you growing up? “You can’t always have everything you want.”

We grew into adults and became borrowers and forgot.

~Tael

Platonicity

Ahhh, the age-old question: Are you capable of being pals with members of the opposite gender in a completely non-sexual manner?

OF COURSE it’s possible to “just be friends” with the other sex. And not just the non-good-looking ones either. Because, little known fact, you can actually acknowledge someone’s attractiveness without feeling any desire to sleep with them whatsoever. You know, like how a girlfriend can introduce you to her new lover and you rehash with her and the rest of the crew later about how cute he was. Cute meaning, you’re glad she has someone who’s not hard on the eyes, but not like you’d immediately like to hop in bed with him if he wasn’t off-limits.

Most can’t though.

I’ve seen a lot of people say, “Yeah, of course! He’s like a brother to me!” Then somewhere down the line they’re stammering an incestuous explanation of how they “accidentally” slept with the guy and “Omg, how did this happen??”

Depends on what your degree of platonicity was to begin with. Did you initiate a friendship with someone because they were cute and you were hoping something would happen, and it hasn’t happened yet but you’re still holding out that it will? In that case, you’d better damn well be sure your platonicity gauge is on point, because if they’re not feeling the same, you could be in for quite a blunder.

I have never seen so many previously-thought-to-be-platonic “lurkers” come out of the woodwork as I have the past couple of years. Maybe it’s because I hadn’t been single in so long that there hadn’t been an opportunity for them to send their darts flying. And miss the bulls-eye. But even DURING my last relationship, I had a long-time college buddy (over 10 YEARS!) basically ask if I would be willing to “entertain two suitors.” Newsflash: WE ARE NOT FRIENDS ANYMORE.

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My legit reaction to this request.

Not only was I extremely uncomfortable with this solicitation, but I was also highly offended! He’d known me for over a decade, had played Prince of Persia and Super Smash Bros. with me late into the nights, had been part of the circle of friends I’d embraced in my SUNY years, had shared numerous insights on sex and relationships as friends do, still connected occasionally on gamer memes and updates, and had NEVER made a pass at me WHATSOEVER. Now he was suddenly asking me to cheat on my boyfriend with him. This AFTER we’d had a lovely talk about our current romantic interests, sharing our stories about our feelings about them! WHICH WERE GOOD FEELINGS.

If you’ve known me for that long, you should know better than that. You should know my character. You should know that if we’ve been friends for THAT long, the sexual window has long passed and our relationship has solidified to an amicable closeness. And dammit your platonicity radar should be able to pick up the disinterest AND the discomfort as a result of the annoying, persistent come-ons.

It stings a bit when long-time friends are the ones making these requests. Because we believe those who’ve known you the longest should also know you the most. When I met up for drinks with yet another long-time buddy from college, one who I’d also spent hours with having deep conversations, gaming with, AND who had hung out with both me and my ex-husband together time and again, it was brought up whether I’d sleep with him.  I dunno about the rest of you, but I feel like most women have a deep appreciation for those situations where you can let your guard down with the opposite gender, connecting as fellow humans without fear of ulterior motives, like the sandbox days before we discovered the joys of sex. The comfort of an old friend with whom you’ve already established the boundaries of friendship and friendship-only so there’s no need to have the awkward “I’m not into you” conversation and possibly the lengthy “Okay here’s why I’m not and please stop trying, it’s not going to work” speech for the more aggressive pursuant, is a delight.

So when you have to push the old college buddy’s heavy, liquor-laden body off of yours as he leans in to make his proposition which, once again, has NEVER come up before now, you question these connections you made so long ago. The ones you thought were so secure because of the length of time you’ve known the individual.

Even one of my previously gay acquaintances (and I say “previously” because look what’s coming) of about 2 years admitted, as I was indulging him with my dating app tales, that he had always felt something for me and was interested in pursuing something now that I was single.

What…?

“I think you’ve misunderstood. I’m not GAY, gay. More like sexually fluid and attracted to energies.”

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NoOoooOoOoOOOOOOoO!!!!

Doushite? You can’t be my gay friend and then evolve to my formerly-known-as-gay lover. It can’t work like that.

Back to the friendships you created because you hoped something would happen. Maybe. I’ve done this. Twice. And I ended up in relationships with both of them. It’s great to be friends first before a relationship. However, my platonicity radar was on point each time. I felt the reciprocal feelings developing. But had I not, I was willing to take my feelings for them to my GRAVE. Because if the other person’s platonicity level is higher than yours, your feelings can become a wearisome burden for them. And if you aggressively try to push them, it’s even worse. So unless you’re a well-mastered vibe-artist with wizard-like intuition, and you know for a fact the buddy you’ve been into is also digging you too, DON’T DO IT…Don’t do it unless you know for sure where they are on the meter.

My cache of sandbox friendships with males runs low. Although I do know I can still count on at least one solid one who I’ve known for 18 years, who has been there for the relationship tears, the drunken chats, has met my friends and family, DESTROYS me at both Smash AND MarioKart (DAMMIT), who I probably suck unlimited hours of what should probably be paid IT work out of (gomen nasai!! >.<) and who seems to truly understand the bond of a comrade. And if he ever changes this, I will strangle him.

And while today’s social culture tends to burn the “friend-zone” concept at the stake, it makes me wonder…when did having a friend you didn’t sleep with become a problem? Why don’t we want friends anymore? Maybe I’m just getting old… -.-‘

~Tael

 

Weird Things that Bug New Yorkers

New Yorkers get a bad rap for being unfriendly people. But it’s not that. It’s that because we have a higher population, the odds for more assholes-per-square-inch increase, because, math. And then the rest of us New Yorkers have to deal with the more-assholes-per-square-inch ourselves, so we become accustomed to encountering and dealing with them, and then we believe they’re everywhere here too, which creates a spiraling domino effect that results in the “New York State of Mind.” And if the following things bug you, then congratulations; you’ve officially evolved to an authentic New York State of Mind. 🙂

1. When someone sits directly next to you on a virtually empty train or bus.

New Yorkers are used to people always being around at any given moment, but when it’s not rush hour or a busy period, we grab that moment of solitude and hold on tight.

SidebySide

There is a rule: You do NOT sit next to someone if there’s an available seat NOT sitting next to someone. You do NOT enter the train and sit at the closest available seat next to someone, just because it’s close! You scan the aisle, take a leisurely stroll through the moving car, core engaged (because this will help your subway surfing skills) and pick a nice empty space keeping up the yin/yang of passenger-empty seat-passenger-empty seat. You ONLY break this balance if there is no other option. And if you DO break the balance, and there ARE other options, then yes, those strange waves of vengeful resentment you might be feeling are absolutely directed at you.

2. When someone walks parallel on the sidewalk at the same speed as you.

You’re not friends. You’re not acquainted. And yet, you may as well be holding hands with them. And then you try to speed up, and then they kind of speed up too, and then the awkward level rises…and then the anger level rises cause it’s awkward. And then you need to cross the street because the angry awkwardness is overwhelming you.

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And then you need to hope they aren’t also crossing the street too. Which leads to…

3. Coincidentally walking the same route as another person.

I’m sure in small towns, you both would giggle and make a joke about how one’s stalking the other, or even strike up some small talk about where you both are going. But in New York, if you’re playing the “Pass That Person” game on the street, but then you both end up waiting at the curb side-by-side for the Walk signal to turn, cross the same street, both turn right, stop at the same bodega for only one thing so you both pay quickly and leave at the same time, and then turn LEFT together (this happened on my walk to the gym this morning, I kid you not) and cruise up the next block trying to act like you don’t realize the other person is still there, or suspecting that they were paid to keep tabs on you…

I don’t like it.

4. Speeding up to cut me off and then immediately walking slowly.

This is most agonizing on stairs. Like if you’re exiting the train and you want to ninja-rush up in double-time, but someone darts in front of you, then proceeds to lumber their way up at an excruciating pace. WHY DID YOU CUT ME OFF THEN? Why was it so important to cut me off so that you could walk slowly?

Your hurried MOVEMENTS do not mean you are progressing quickly.

And then when you try to scurry around them, a barrage of people come trailing down on the other side. Then you and the rest of the line are stuck matching the pace of the lumberer for the whole walk up. And I telepathically communicate to the people behind me, “I would have done better for you.”

5. Sidewalk-spreading.

I chalk this up to some sort of Narcissus complex. You, strolling down the street like you don’t have to get to work, or like it’s not raining really hard, with your arms outstretched (mentally). And maybe your right-hand man is right beside you, but only kind-of sort-of, because you both have to stretch out to make sure you’re taking up the entirety of the sidewalk, and yell your comments to one another across the space in “conversation” as you both saunter your way, making it highly difficult for anyone to zip around you from either side. It’s a declaration. A declaration that you are not aware of anything going on around you.

6. Those who stand on the left side of the escalator.

My very own boyfriend, who is not from New York, told me that outside of the city, the notion that there is a standing side on the escalator AND a walking side is unheard of.

I mean, I get it. Technically, I guess the entire concept of an escalator is so you DON’T have to walk up it at all. You stand and check your phone and have a chat, feet firmly planted as it delivers you to your final destination. But goddammit, this is a city of movers. And if i’m on an escalator, it’s because I have somewhere to be. And in New York, escalators are advanced stairs. And if someone forgets the rule of the standing side and the walking side…well, you could say “Excuse me,” I suppose, and hope they hear you (I have a low voice). BUT HOW DO THEY NOT KNOW THE CODE?? The I-don’t-feel-like-walking people are lining up on the right for a reason. If you’re not, then you’re an obstruction. And I might have to break out the nonchalant bravado and bypass the escalator for the stairs because you’re choosing to be an obstruction.

Ever tried to beat the escalator riders by showing them you can use your legs on the stairs and making it to the top before them?

Ever done it at the Exchange Place Light Rail station in Jersey City?

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My bravado really took a toll on my lungs that time.

Not everyone has a New York State of Mind. The OGs are now outnumbered.

~Tael (OG New Yorker)